Why I Bring 5 Bank Cards

Imagine your on a small island in Thailand at the end of a trip. You got to take cash out, and the ATM spits out your card with no explination, other than Thai text that fills the screen.

There are no banks, only ATM’s on the island, and none of the banks are Canadian anyways, so it wouldn’t matter.

It’s a 6 hour boat ride, and a 8 hour bus ride to the nearest bank. Not that it matters because you don’t have enough physical cash for that trip. You’ve been traveling for 8 months, and after being in Bali for 6 months, 2 of your bank cards are completely locked by your bank because they’ve been compromised by fraudulent ATM card scanners and are in danger of being completely drained at any given moment. You don’t keep cash in those accounts anymore.

The one remaining card you brought has a block on it, but it’s still working because you can call your bank, have them temporarily remove the block for an hour, you pray the hackers don’t notice or choose that exact moment to try to take out cash, you do your transaction and then the bank locks it again.

But that card isn’t working today. Even unlocked, NONE of the ATM’s will even register that it’s in the machine or take your pin, never mind actually give you cash. Maybe the ATM is out of cash, maybe the gods hate you, but it’s more likely it’s your card.

Your bank certainly won’t mail your card to Thailand, and your new cards will take 3+ weeks to make it to the nearest big city (which you still can’t get to without the cash you need)

Also, it’s almost dinner time, and you and your kid are hungry.

What do you do?

You ask at the local co-working space if anyone is Canadian, when you find them, you approach them to ask an awkward favour. Can you help me get money out? Can I send you $400 CAD via etransfer, and you can take it out of the ATM for me?

You have to trust that this stranger will keep their word, get you your money, and you’ll be okay.

LESSONS LEARNED:

Don’t get caught out like this. Make sure your bank knows you’re traveling (or they might lock your card)

Bring extra cards incase yours gets locked and it takes you 2-30 days to figure it out with your bank in Canada.

ALWAYS GET MORE CASH 5-10 DAYS BEFORE YOU ACTUALLY NEED IT.

The best extra card is one with no foreign bank fees. I love Koho because they are a company that wants to change the face of banking. You can even open it online. https://app.koho.ca/referral/5D8S470L

If you’re traveling in Mexico, I recommend Scotiabank, as they also have branches here, and you can avoid fees by using their ATM/Banks.

FIRST Cover Your Logistical Bases Before You Leave

Nora does an amazing job of covering things like important tax, legal, healthcare, residency, voting, and document saving 10x better than I want to. It’s a bit of a dry article compared to this one, but these things are important enough that I think you should open the tab and read it after you read some hilarious real world stories of shit that went wrong in my travels. Don’t worry, I recovered from all of them.

Why I Bring 5 Bank Cards

Imagine your on a small island in Thailand at the end of a trip. You got to take cash out, and the ATM spits out your card with no explination, other than Thai text that fills the screen.

There are no banks, only ATM’s on the island, and none of the banks are Canadian anyways, so it wouldn’t matter.

It’s a 6 hour boat ride, and a 8 hour bus ride to the nearest bank. Not that it matters because you don’t have enough physical cash for that trip. You’ve been traveling for 8 months, and after being in Bali for 6 months, 2 of your bank cards are completely locked by your bank because they’ve been compromised by fraudulent ATM card scanners and are in danger of being completely drained at any given moment. You don’t keep cash in those accounts anymore.

The one remaining card you brought has a block on it, but it’s still working because you can call your bank, have them temporarily remove the block for an hour, you pray the hackers don’t notice or choose that exact moment to try to take out cash, you do your transaction and then the bank locks it again.

But that card isn’t working today. Even unlocked, NONE of the ATM’s will even register that it’s in the machine or take your pin, never mind actually give you cash. Maybe the ATM is out of cash, maybe the gods hate you, but it’s more likely it’s your card.

Your bank certainly won’t mail your card to Thailand, and your new cards will take 3+ weeks to make it to the nearest big city (which you still can’t get to without the cash you need)

Also, it’s almost dinner time, and you and your kid are hungry.

What do you do?

You ask at the local co-working space if anyone is Canadian, when you find them, you approach them to ask an awkward favour. Can you help me get money out? Can I send you $400 CAD via etransfer, and you can take it out of the ATM for me?

You have to trust that this stranger will keep their word, get you your money, and you’ll be okay.

LESSONS LEARNED:

Don’t get caught out like this. Make sure your bank knows you’re traveling (or they might lock your card)

Bring extra cards incase yours gets locked and it takes you 2-30 days to figure it out with your bank in Canada.

ALWAYS GET MORE CASH 5-10 DAYS BEFORE YOU ACTUALLY NEED IT.

The best extra card is one with no foreign bank fees. I love Koho because they are a company that wants to change the face of banking. You can even open it online. https://app.koho.ca/referral/5D8S470L

Make sure you can afford to be there BEFORE you arrive

There’s nothing worse than landing in Madrid Spain and realizing that a coffee and a croissant will cost you $15 CAD, there’s nothing gluten free on the menu, and the hostel you’d planned on staying at doesn’t let children stay in shared dorms, meaning your 11 Euro bunk bed is now a mandatory 56 Euro ROOM, and your prepaid room is no longer prepaid, but hella expensive. You have $200 in your account for food, shelter and hopefully seeing the sights over the next 6 days. True story.

What do you do?

The solution was to pay for the 1 night at the hostel, then spend a few hours of frantically messaging people on CouchSurfing.com, until I found a VERY kind Spanish man who took us in and treated us like gold for the days we were with him. By the way, people are incredibly kind to traveling moms & kids.

NomadList has a great guide on what you should expect to pay to be in many of the best spots.

Travel Tested Health Insurance aka. First Aid Items

While I’ve never actually traveled with health insurance, and we’ve never had anything worse than a staphylococcus skin infection, parasites (you probably have them too right now by the way), an unexpected pregnancy, and mosquito bites (oh and then dengue), all of those I handled with natural plant based medicine, or over the counter (ie under $50, minimal dr intervention) medications.

These are the items I swear by, and always travel with to handle any issue. https://www.amazon.com/hz/wishlist/ls/1KUZCX63DP6BS?ref_=wl_share

I’ll also say, it helps a bunch to not eat meat, processed sugars, or alcohol.

You don’t need health insurance, but if me saying that gives you the heebie-jeebies, then you DO, because anxiety breeds accidents. (if you want help resolving this anxiety for good, book a call with me)

So if you do really want health insurance use https://safetywing.com/ or https://www.worldnomads.com/ You can start using them when you are outside your country of orgin too, which is unique to insurance companies.

Get the Best Flight Prices by Booking One Way or Nomad Tickets

Use Kiwi.com to get your one way ticket.

Some countries will require proof of online travel, so a quick google search “what are the visa entry requirements for XX country” will let you know if you need that. You can then have a backup “fake” ticket ready for when you need it.

There are a number of services that have sprung up in the last few years. Choose your own.

Get MASSIVE Discounts on Longer Term (1-6 month) rentals

Locate Accommodation on AirBNB for your first 2 weeks. (use the price sliders to choose only the listings that are in your budget, or you’ll get “luxury envy” I guarantee it.

Once you’re there find a local place via the grandma method, or the facebook method.

Facebook search for “(Ubud or name of your town) Longterm Rentals” and then look for what you want to find.

https://www.facebook.com/groups/UbudMonthlyRentals/

https://www.facebook.com/groups/1571543596455316/

https://www.facebook.com/groups/ubudrental/

Use The Knowledge of Others & Find Friends

https://www.facebook.com/groups/weareworldschoolers/

Families in Mexico https://www.facebook.com/groups/1889482044672683/

Arcturian/Pleiadian Starseed Community https://www.facebook.com/groups/342683132960718

We are Worldschoolers Events https://www.facebook.com/groups/299731590638407

Ubud Events https://www.facebook.com/groups/701570479882385/

Ubud Night and Day: What to do and Where to go! https://www.facebook.com/groups/1031355626884446

Burning Man Global https://www.facebook.com/groups/2209575143

Be Able to Handle Paperwork Back Home

Make sure you setup the bank of mom (ie, get your mom to handle opening your mail and give her shared access to an account so she can cash cheques for you, and handle money things that might need you to be physically present. Remember to say thank you.

You can also Docusign most things if you ask (it’s legally binding, and I used it to buy a car remotely once.. yes.. for real), or digitally fax papers you print and sign (helpful when dealing with govt agencies who want fax.

Travel Light

When you pack your bag, bring only what you would bring to a friends house for an overnight. Everything else you can pick up along the way.

One can recognize an expert traveler more by what they leave at home than what they carry in their suitcase.”

“Selk’nam Family was captured in 1907 on the Island of Tierra del Fuego and embarked to Europe to be exhibited at the “Jardin de Aclimatación” zoo, they were exhibited until 1942.”

35 years!!! This family spent 35 living in a zoo.
AS AN EXHIBIT.
Because they were deemed “savages/animals”
by the people who invaded their country.

The same culture that founded our current western culture.

At that time there were excuses around keeping them in captivity such as: “Zoos are necessary for children to learn a little about animals, if zoos did not exist how will our children learn, in the wild they have to fight to live, if those animals are not captured they will die anyways, here they have food and safety…”

BUT THIS PHOTO IS NOT OF ANIMALS. It is human beings, a family, a woman with an infant in arms.

These excuses are still used today with 90% of nonhuman animals with zoos, slaughterhouses, etc.

We hear similar excuses around the school/workforce…”Schools are necessary for children to learn about work, if they can get a good job, and work hard. If they don’t work they will turn to crime, laziness, become slobs, so it’s a safe place, at least they have a steady income and health benefits.”

Just think about that for a moment.

Can’t we do better? Can’t we do better by working together and creating something new?

When animal and human slavery ends and they ask you which side you were on, what will you answer?

a) I participated in species abuse
b) I stood by because I didn’t know how to help.
c) I did everything I could to preserve the sanctity of life.
d) I was one of the abused.

Answer honestly, share your 2cents and tag a friend in the comments, and you’ll be entered to win a Personalized JoyGasmic Brain re-Training Track. 🙂

#lightwarrior #eh #rainbowwarrior #hopi #NomadMama #ditchthe9to85 #enlightenedsociety #sociocracy #lovenotwar





I had my first hot shower in a month today.

Luxurious hot water streaming down my body. With an endless supply of more warmth and enveloping bliss.

The heat made more beautiful by the memory of the shrill cold water and pounding deep breaths, counting down to find the courage to enter the cold stream when I’m sweaty after a workout.

No I’m not doing some #iceman challenge, although I DO do his breathing every day. #morningRitual #wimhoff

I just haven’t had hot water where I’m living. So I’d rather go without.

“What!! You don’t shower!!?!”

This is maybe only my fourth shower this month.

(And no I don’t stink “like a dirty hippy” gross stinky armpits is a sign of overtoxicity in the body, or can be caused by bad bacteria or standard deodorants…)

One of the beautiful things about traveling is it connects you to the sense of impermanence.

This too shall pass.

Later I will shower more.

When there is hot water to enjoy.

In the mean time I can remember that millions of people don’t have hot showers, and millions of others share or don’t have one at all. And millions others don’t dream of showering, they dream of having enough water to drink.

So if you had a hot shower today, count your blessings. You are so blessed.

#firstworldproblemsinthirdworldcountries #countyourblessings #eh #nomadmama

More of the nthat no th these days, the people I meet are young travelers, in their late 20’s to early 30’s, on an adventure of some sort.  Exploring the far off countries of the world, traveling a day or two here, a week or so there.  Sometimes having decided they want to live someplace they’ve settled in for a month, 6 months or a year somewhere, tucked into their favorite corner of the world.   

I consider myself one of them. Except for one important difference.  I have a child. 

I’ve  been noading myself for well over 7 years, and when my son came along almost 5 years ago, there was no way that that little piece would take me off my life path of becoming free from winter forever.  The fir ot year he was born, yes I spent a winter in Calgary, but after that, it was back on track for snowbird life. 

The first trip we took together was at 10 monmths.  We hopped on a plane to Sayulita Mexico, and spent 6 months there.  We  did this journey of 6 months in mexico, 6 months in Canada 4 times between his years of 0 and 5.  

Are there extra considerations when nomading which children?  

Of course!  

The most obvious would be, there’s more than one of you traveling.  You need to consider the needs of someone else in making decisions, and small children can often be unpredictable and emotional.   

The biggest difference I’ve seen in Nomading Parents, is that we tend towards a slower pace of travel.  Having met 26 year olds spending no more than 4 days in any one place, I would be haggard within 2 weeks if I tried to keep up with an Alex in tow.

Speed of Travel 

When you have small children, you’re going to travel a little slower.  You can’t go running across airports at full tilt hoping to catch your next flight, and in general the complications, expenses and logistics of moving with children mean that Nomad Parents spend more time at their destinations.  There are just more things you need to setup every time you land.  

Costs. 

Before 2, children fly free, and after that you’re paying for 2 airfares wherever you go.  Unless you have unlimited pocketbook, this probabaly means you’re going to opt for a few less flights, and opt for longer stints wherever you go.  Two airfares obvioulsly makes it more expensive to jet here and there.  

Pre-Planning:  As simple as it may seem to “arrive and figure it out” as a single traveler, looking something up on your phone, hopping in a cab and asking for advice, or just going for a walk and staying at the first hotel you stumble upon.  All of this comes into new consideration when you’ve also got a small (potentially unhappy) child in tow.  The preference becomes to pre-book your landing hotel/location for atleast a few days before you get settled into whatever you;’re doing next.  

Childcare: 

As a single parent working from my laptop, there’s the consideration of “who’s looking after my child while I work.  From experience, especially traveling in developing countries like Mexico and Indonesia, there is always a young woman, full of love, who is willing to care for a small child in a nanny or babysitter type role.  It’s relatively easy to find “someone”, and the quality of care can vary hugely.  You need to be aware that cultural normal will make things like Candy, processed food, TV, activities, and a few other things items you need to be aware of.  English speaking is always a bnenfit, although by the age of 4, alex was fluent in both English and Spanish (even better than I was).  Deypending on your child’s temprement, it can be okay to have them swap between caregivers, (especially if they get used to it) but for the most part It’s easier to NOT have to find a new nanny every time you land somewhere.  Some traveling parents opt for a travel along nanny, adopting or hiring a young woman who wants to travel the world with them.  

Travel Disorientation 

Children get angry when hungry, sleepy, or disoriented.  This can be heightened by travel, and there’s nothing like standing in an immigration lineup moving at the speed of a turtle to really highlight that you have no control over this.  Traveling with extra food/water/blankets and patience is a must.   

Wandering Tiny Feet 

Small children 2-4 also have an inate desire to explore, run around, and play.  Which translates into an inability to understand things like lineup,s.  For me this has resulted in several moments where I dropped our bags, to go chase alex across customs or boarding linups.  Yup.  That moment of “do I try and carry our 4 bags AND chase him? Or do I commit the airport faux pas, and leave our most important bags unattended while chasing after a laughing 4 year old.”   The child almost always wins.  

Remember to explain what is expected where you can, and HOLD ON TO when necessary those small children.  

Double the Bags, and The Same Number of Hands 

Packing LIGHT is essential, as you’re going to be carrying bags for 2 people through airports, from taxi’s across highways, onto busses, up stairs, with little/no help from your small travel companion. 

Helpful Strangers 

The good news is that a mom and child is a classic combonation that people are happy to help.  So you’ll often find strangers going out of their way to help in moments of need.  I’ve truly learned that someone is ALWAYS there. 

You’ll have to Face being “that Parent” 

The most difficult piece I think of traveling with children, especially on the small sardeen boxes we call planes, is the moment when you become “that parent” the one who ISNT in control of the child, and who is doing everything they possibly can to stop their upset, confused, hungry, tired child from crying and filling the entire small space with their ear shattering wails.  If you choose to travel with your children, remember at some point, you WILL be that parent, and people are often more understanding than you feel they are from their looks.   

These are just some of the things you have to consider when traveling with children.  Although there are complications a plenty.  You also get to meet more strangers, get constantly complimented on your child’s awesomeness, and meet other nomading parents along the way.  

There’s no reason why having a small child, or being a single parent NEEDS to hold you back from your dream of exploring the world.  

Today I write to honor the season’s changes. The changes in our lives. The death in preparation of rebirth that is the “fall”.  This is a moment to celebrate, a new beginning.

I have been a traveler for many years. I have traveled far and wide, and it was in my travels that I met Grandma Kaarina, on Christmas day a few years back, we were both there soaking up the Mexican sunshine.  I had run away from the Canadian winter that year and many before. In fact, it has been 6 years since I’ve done a full winter. 10 since I did it on a regular basis. When I was 21, I did my first full year of summer, traveling to Australia, and when I returned I knew that I would not return to that cold, I had no desire to return to winter.

Yet this year I am choosing to stay. To embrace winter. Why?

The death, that is at at the heart of winter, is something that is a source of renewal, a source of connection, a source of life. This is a necessary part of life. A part of the natural cycles of life.  Each plant dies and is reborn, each generation has its time.  Yet in my life I have denied this seasonal cycle for many years.  I feared the darkness, the cold, the isolation in a basement suite that the winter threatened.  I feared seasonal depression, suicidal thoughts unchecked, and the pain of being alone.

It’s not surprising, having been raised in a culture that embraces the youthful face, and rejects the elder.  In a culture that isolates in little box houses, and keeps us churning in consumerism.  It is not surprising when the media tells me that the new is to be cherished, and the old discarded.  If I was not productive in those winter months, I was without value.  To be discarded.  Of course, I would run away. Of course I would avoid that death.   What value would death have to a culture that praises baby faces and the newest fad week after week, after week, after week.

But I have not denied the symbolism of death totally, for I have had some wise teachers, and I have learned to create my own deaths and rebirths, separate from my journey with the seasons. Seeing each country, each city, each moon time as a moment of death and rebirth. A ceremony to celebrate becoming reborn.

So when I returned to Canada in the spring, I knew that I would die. Not physically die, but to metaphorically die. To die as an ego. To die to the part of myself that need to do it ALL ON MY OWN ALL THE TIME.   To die as an individual, and be reborn as a collective. The energy these past few weeks has been so strong there were moments when I wondered how would I even know what to do, without the kind voices and faces of those who live and love around me.  How I would have survived without a friendly face who I knew was on my side. The collective is strong.

Yet I have spent the better part of the last few years being the embodiment of aloneness. Loneliness. Alone. Not peaceful and alone like the monk on the mount, but fearful. Fearful and alone. Not fun. Isolated. Socially rejected, but by my own choice and habit. Always the outsider.  Always the minority.  Traveling, with me, myself, and my son.

He and I have known change more than stability in our lives, and in this time of massive change, maybe we are more poised than others to deal with the instability of these times.

Now having returned to Calgary, now it is time to anchor into a community and become WE.

Not me. We. We can save the me. Me is lost now without the We.  We are a collective soul, a collective evolution, a collective tribe.  Spanning far further and wider than most could imagine. Every country I touched, I found people, young and old, seeking the knowledge that they were not alone in having woken up.  Seeking community, a return to the land, and a hope that there is a better way to live.  This is not only my journey, or your journey, but the larger journey of the soul of our time.

“The next Buddha will be a Sangha,” said Thich Nhat Hanh.  It is time to learn to open up to the tribe.  To share the pain, the burdens, as well as the joys and the celebrations, and to rekindle the village. To relearn what the village is and can be for me. Who I can be in it, how I can be of service in it, and how we can share the bounty and the challenges of life together.

The challenge for me now is to love myself so much that I can finally accept into my life, heart, and soul, the friendship which was torn from me at 10 years old when I moved and created the TRAUMA of relocation.  To honor the intergenerational nature of this trauma, as see also that I am the one that passed on deeply to my son by bringing him to 11 countries in 5 years. To forgive me in that, and to find peace within.  To allow the winter to bring its death, and to let it wash over me, to rest deeply in the darkness.  To huddle closer to those around me, also in search of the light.  And when the time comes, in its own time, to find ourselves, the tribe, the village, the community, peacefully budding into blossom in the spring.

I want to escape. I’m wandering around the kitchen looking for… something… What I really want is more wine..I snuck some while cooking dinner. But there’s only a little left, it’s not mine and it would show if I took it.

So…Blue cheese? Bread and honey? God I just want to get laid. It’s only been 1 day, but that’s WAY too long right now. Maybe I’ll do some work… there’s always more work to do… A joint.. A cigarette… My soul feels like it’s itching from the inside .. I turn another lap…

A small voice inside of me says “Stop yourself Elena.. Stop yourself.. You’re stuck… Wake up.. Wake up..” But I don’t.

I wander around a few more times, to the bedroom, back again. Maybe I could just sit and read a book, that would be good self care…. But… the urge to consume.. Consumes… Something.. wine. Anything. Cheese. Right now. Fuck me. Please! If only I could spend the next 30 minutes shoving “guilt free” popcorn in my mouth, but we don’t have any.

What the fuck is happening to me? The urge to consume is so strong, and I want to feed it. If I want to explain it away, it’s a GAPS style Gut imbalance, from eating too much cheese and bread since we came to France. It wants to feed itself on it’s gorge foods.

Or it’s work-ah-holicism.

My never ending to do list, only compounded by the fact that we’re not yet 100% sure where we’re going to land in 2 days time in Barcelona, and god help us if we can’t find an AirBNB under $50 euros and end up spending $300-800 we don’t feel we have for 4 days in Barcelona, trapped between a carpool and a train we’ve already booked… fuck I hate feeling broke in Europe instead of rich in Thailand.

My body twitches, and all of a sudden I remember.. JoyGasm.

I wake up. Oh yea.. My body is spinning and convulsing in Opiate withdrawal. That’s what’s happening. . Two days in a row of being rocked in sexy bliss has primed my brain to look for more of this trancendental space, combo’ed with all the blue cheese and bread..

It’s true.. My “addictive response” is high and active these days, as is my cortisol, which is calling me to do something to connect and fix it.

YES this is how I think about my behaviour.

And I know I could Gasm it out.. and feel the fullness of my feelings.. Even the thought of it calms the edge of my “consume” But I don’t want to open up to it. I’d rather be uncomfortable or shove my face full of food. But I don’t do that either. Instead I sit and I write. Which is surprisingly soothing.

I ponder the space of addiction. How is it.. that as a generation, we are addicted to technology, food, and drugs, to serial love to numb out from life. How did this happen.. and more importantly.. How do we create healthier patterns within ourselves and our communities (fuck that.. how do *I* do it??)

And I wonder.. what would a world be like, where we met those needs in community, from a heart space, using the drugs that are natually in our body/brain already. My answer comes swiftly… Max comes into the room, and sees the internal struggle that is me convulsing in resisting consumption internally and hugs me.

After 10 seconds my body relaxes, after 25 and my heart opens. The insight and answer comes… Oh… all those things I was searching through, and all I really needed was… A hug.

Comment below. What’s your go to escape? Have you ever experienced something like what I described above?